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How to Plan for Large Asset Acquisitions in Your 20s
Buying your first car, moving into your own place, or even considering home ownership can feel exciting; but also a little intimidating. Large asset purchases are a big deal, and they can shape your financial path for years. The good news? With the right strategy, these purchases can fit into your life without derailing your…
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Simple Budgeting Hacks for Millennials and Gen Z in 2025
Between rising rent, inflation, and subscription creep, it’s easy to feel like your paycheck disappears the moment it hits your account. For young adults in their 20s and 30s, learning how to take control of your spending is one of the most important financial skills you can build. At St. Albert Financial Consultants (SAFC), we…
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The Beginner’s Guide to Building an Emergency Fund in Your 20s
Job security isn’t what it used to be. Between rising living costs and industries rapidly changing, a financial cushion isn’t just a “nice-to-have”; it’s essential. For young adults in their 20s and 30s, building an emergency fund is one of the smartest moves you can make toward financial independence. What Exactly Is an Emergency Fund?…
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How to Financially Prepare for a Potential Job Loss in 2025
The Power of Planning Ahead If there’s one thing we’ve learned from the last few years, it’s that the job market is unpredictable. Alberta has already seen over 40,000 job losses in July alone, and with unemployment hovering near 15% in the province, the possibility of layoffs is something everyone should take seriously; no matter…
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What You Need to Know About the Recent Capital Gains Tax Changes
Navigating tax changes can feel like a challenge, but staying informed is the first step to turning uncertainty into opportunity. If you’re wondering how recent updates to Canada’s capital gains tax might impact you, we’ve got you covered. Here’s everything you need to know and how St. Albert Financial Consultants (SAFC) can help you make…
